If you can afford a $1000 or higher deductible, let your money work for you Why Choosing a Higher Deductible Can Save You Money on Insurance One of the most effective ways to lower your insurance premiums—whether for auto, home, or even health insurance—is by choosing a higher deductible. Your deductible is the amount you…

Personal Property in your car – Anything that is not permanently affixed* or factory provided for your vehicle would be considered personal property. This is not covered in the event that someone breaks into your car to steal your stuff or steal your vehicle itself. For example, if someone breaks into your car and steals…