Insurance carriers will run something called an “Insurance Score” and in most states, your credit history plays a role in determining your car insurance rates. Paying bills on time, keeping credit card balances low, and avoiding unnecessary credit inquiries can help improve your score—and your premium. If your state does not use Credit, like California,…

Some common discounts you need to make sure you’re taking advantage of (if they apply to you) If you rent and you have auto insurance, call your agent and get a quote for Renters Insurance. Discuss the coverage available and the total annual price. Sometimes when you get a Renters Insurance Policy bundle, you may…